Agentes bancarios e inclusión financiera -caso Guatemala

Author

Max Leonel Florián Farfán

Abstract

Departing from the positive correlation between the financial services access and the economical growth, this article aims to assess the effect of banking agents’ model on the Guatemalan financial inclusion, that allows the financial intermediaries to provide basic banking services and payments through non-financial commercial establishments of third parties, approaching banking operations to the people, where there had been no presence through traditional agencies, whit differentiated schedules and more speed, providing development opportunity to business.

Palabras clave

Inclusión Financiera, Agente Bancarios, Puntos de acceso de servicios financieros, Indicadores de uso de servicios financieros.

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